Owner Builder
Why do people like you choose to be an owner builder? Well, there are a lot of reasons people make this life changing choice to build their own home. Let us tell you about a few of them:

No Money Down Financing!
That is right! You can build your new home today with access to our Owner-Builder construction to permanent mortgage program with NO DOWN PAYMENT! Here are several important features of our financing program:
bullet Finance all your closing costs.
bullet Interest Reserve to help make interest payments while you are building.
bullet Up to 90% Loan-to-Value.
bullet Reserve funds built into every loan for cost overruns.
bullet One time close construction to permanent mortgage.
bullet Never built a home before? No problem! Our financing package is catered to the first time home builder.
bullet Fixed rate mortgage at the end of your construction loan.
bullet Twelve months to complete the construction of your new home.


Earn Equity for Being an Owner Builder
That's right! By acting as your own general contractor, you earn equity in your new home the day you move in. This equity can be as much as $50,000 to $60,000 or more based on the size of home you build and how much work you perform yourself in the construction of your new home. Other items to consider:
bullet The more work you do, the more money you save and equity you earn.
bullet Earning 10- 20% equity happens everyday when you choose to be an Owner-Builder.
bullet Act as your own General Contractor today and SAVE.
bullet You could earn as much as $50,000 to $60,000 by building your own home.


You're in Control
By being an Owner-Builder you are the General Contractor and you make the decisions. It's your home! Here are a couple of ways you are in control:
bullet Your floor plan is customized to your family's needs, wants and budget.
bullet You choose the lot you want to build on. Do you want acreage? A city lot? Are trees important to you? A walkout lower level? You choose!
bullet You select the quality of materials used in the construction of your new home with our (You Build You Save) expert guidance.
bullet No one gets paid on your job site until you are satisfied with the quality of the work.


More House for the Money
By acting as your own general contractor, you can build more house for the dollar. This can be in square footage or with more features because of the money you save and the equity you earn as the General Contractor. Let us provide you with a couple of examples:
bullet You qualify for a 1600 square foot new home from the local builder, but because you took on being an Owner-Builder you can now afford to build a 2000 square foot home. You earned equity by being your own General Contractor.
bullet You choose to build the 1600 square foot house, but because you are an Owner-Builder you have a lower monthly mortgage payment. That home could cost you $ 40,000 less to build being an Owner-Builder compared to hiring the builder to build your home.
bullet You choose to finish the lower level today and add that home theater. You can because of the equity you earned as an Owner-Builder.


You can now see the many features and benefits to being an Owner-Builder and choosing to have You Build You Save help you on your way to that new home you have always dreamed of!

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