Program Steps
bullet Construction Loan Prequalification: This is a FREE, NO Obligation form that our lenders will use to help you determine how much money you can borrow to build your new home.
bullet Home-site selection: Where do you want to build your new home? Do you want to build in the country, live in the city, a walk out or maybe a wooded lot? You choose, but using our helpful guide from our step-by-step guide helps in the process.
bullet Choosing a home plan: Use one of our plan services that work with Owner-Builders everyday to help make your selection or modify your house plan. We can even draw your plan from scratch.
bullet The Bid Process: Using the YOU BUILD YOU SAVE step-by-step guide to developing your Cost-To-Build Worksheet. We will work with you to determine how much work you will do yourself and how much work will be hired out to subcontractors. This will show you how much savings or equity you can earn for being your own general contractor.
bullet Pre-Construction Appraisal: Our lenders will order a pre-construction appraisal to determine how much your new home will be worth once it is completed on your home site.
bullet Closing on your Construction to Permanent Mortgage: You will close on your construction loan at a local title company that is convenient to you where you live and work.
bullet Start on the Construction phase of your project: With our step-by-step guide, we will work through the construction phase with you including PLANNING, MEASURING YOUR PROGRESS, OBTAINING CONSTRUCTION DRAWS and GENERAL HOW-TO.


Sounds like fun! Call us today to learn more about the YOU BUILD YOU SAVE Owner-Builder program and we can get you started on achieving your dream of building your new HOME!

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